Why? There are many software programs and templates for just about anything anyone wants written. This is especially true of resumes and business plans.
However, what is not generally known is that it takes special writing skills to develop and organize effective documents. (Even if you actually like the template design, you must know how to assimilate the info/data and write well to use it.)
Obviously, as a professional writer, you would know that I dislike templates and software programs; but, probably not why.
The basic belief might be that it cuts into the profits of professional writers, so we hate them. That may also be true; yet, the fact is that the products and projects developed using these types of cookie cutter means are inferior, and could cost you a loan/investment or job interviews.
The person looking at your business plan or resume wants quality, and to know that you took the task seriously. Frankly, they can tell if you used a template, and may well have negative feelings about you doing so. Why? Because of what it says about you that you are trying to take the cheap and basic way to write what should be considered an important item. It might even be considered an insult to them....
A lot of people simply do not understand the time requiremen ts to write these two types of documents either. A business plan might take even a smart and educated person 50-80 hours to organize and write correctly, and a professional resume at least 6 hours or more - usually 10-12... This isn something to think about, as well...
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